You may want to check on the lenders background first via customer feedback and reviews before applying for a loan with them. I agree to receive the Forbes Advisor newsletter via e-mail. This lender offers cash advances to up your employers 401(k) or ESPP contribution for a flat fee starting at 6% of your returns. Instead of traditional interest, American Express charges monthly fees depending on your loan's term. We appreciate you taking the time to share. There are plenty of legitimate lenders that run your credit report and give you an estimated interest rate on a personal loan. All financial products, shopping products and services are presented without warranty. Some customers who have used Waves payment features have complained that their accounts were canceled after an initial transaction due to being flagged as. Dont meet credit score eligibility requirements with other lenders: Bluevine considers borrowers with bad credit (minimum FICO score of 625 or higher). It also sets up reminders automatically to remind the clients to pay leading up to and after the due date until its paid," she says. No will ask you to pay with a gift card, and if your lender is pressuring you to do so, you should find a new loan. Matthew & Youvela were just as amazing. Legitimate lenders offer steady rates that depend on your credit score and finances. For the first five years of the loan, you can finance your solar panel system at a low introductory rate. The FTC requires lenders to register for a license in each state it offers loans in. up to $250,000 that can be a good option for small-business owners looking for short-term working capital. But certain clues, like a missing physical address, can be good ways to spot a fake loan. The Forbes Advisor editorial team is independent and objective. Learn more about this line of credit in our American Express Business Blueprint review. Meanwhile, feel free to share your experience in the comments, whether good or bad, so we can adjust the rating. 2.9% plus 60 cents for Visa, Mastercard and Discover. The BBB can provide a plethora of information, including customer reviews and complaints, and an A-to-F letter grade rating of a lender's reputation and business dealings. You can apply quickly online and only need to provide basic information about you and your business and then connect your business bank account or upload bank statements. A simple online form to find lenders but it lacks specific information to help guide your choice. You can apply online in a few minutes, and once approved, you may have access to cash by the same day. The accounting integration is helpful for filing taxes. 2325, check cashers are prohibited from lending short-term loans. Use these tips before signing a contract to be sure youre dealing with an upstanding business. 100% guaranteed. Email this Business. Eveeything the past 3 years has been so very hard but Debt Blue made my life that much easier. WebLevel of service. (Image courtesy of Wave). Compare large loans up to $200,000 with this legit online lender. If you didn't already know, scam lenders and loans are on the rise, fueled by the economic fall-out of the Covid-19 crisis. Tonight was my last call with Debt Blue. Under 63 Penn Stat. May take up to three business days for funds to process, depending on your bank. 100% guaranteed. Each Representative I spoke to provided me with different answers to questions I asked.George took the time to hear my concerns and answered all questions asked of him and even explained what actions will likely follow. Invoices can be sent for one-time charges, scheduled for regular charges, or broken up into partial payments. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. I feel confident that they will look out for my best interest. Her writing and analysis has been featured on Bankrate, MSN and MediaFeed. Sep 6, 2022. The reality is if a personal loan offer sounds too good to be true, it probably is. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105, Wave Payments Review 2023: Pros, Cons, Alternatives. WebLevel of service. The Bluevine line of credit is issued by Celtic Bank, a Utah-chartered industrial bank, member FDIC. Find the right payment provider to meet your unique business needs. Keep in mind that all businesses are unique and subject to approval and review when applying for a line of credit. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Square features include creating and sending unlimited invoices, scheduling invoices for recurring payments, and even saving a card on file to charge automatically. So how do we make money? DebtBlue is here to help you free yourself from debt. The cons are correct- at Blue Wave Financial you work as an independent contractor and are paid commissions 1099 directly from insurance companies such as Mutual of Omaha and Foresters Financial. A loan scam is a fraudulent offer for a personal loan. Share. Blue Trust Loans has an installment loans loyalty program, Club Blue, that rewards you for making on-time payments and paying your loan in full. The platform and comp plan provided allows me to own my own business, stay home, raise my son and earn the income I desire. Sep 6, 2022. Fundboxs line of credit can be a good option for startups and businesses with bad credit, as Fundbox accepts borrowers with six or more months in business and a minimum credit score of 600 or higher. Not available in North Dakota, South Dakota or Nevada. He is a great leader, super knowledgable, seasoned and is always available for my questions as I grow in this company. It nudges customers automatically. It also integrates with other Wave software to create a solid product for businesses that are looking for a simple way to invoice customers and get paid. I am so sorry your experience with us has not been a positive one. As of January 2022, Bluevine is no longer accepting new PPP loan forgiveness applications and is not approved to issue any other type of SBA loan. I was a small business owner with no time to myself so I sold it. Then, it's reasonable to follow-up with a lender search by name with both the Better Business Bureau (BBB) and the Consumer Finance Protection Bureau(CFPB). And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. The reality is if a personal loan offer sounds too good to be true, it probably is. Whitney became a writer out of enjoyment and finds stories that highlight or help the LGBTQ+ community the most rewarding to craft. Some lenders charge an origination fee for their loans, but this will be deducted from your loan amount before you receive your loan funds. Scammers lure you in with guaranteed approval so they can collect fraudulent upfront fees. La Jolla, CA 92037. and invoicing software that lets businesses accept online payments, bill customers through email and keep track of income records. Satisfied customers report a helpful customer support team and easy application process. There is no monthly fee. Legitimate lenders offer sensible options that you can repay as planned to earn their money. A loan scam is a loan thats offered under false pretenses. Do not sell or share my personal information. Meanwhile, feel free to share your experience in the comments, whether good or bad, so we can adjust the rating. The private company has raised $769.2 million in funding, according to Crunchbase, which tracks startups. Bluevine was approved as a direct non-bank lender for the U.S. Small Business Administrations Paycheck Protection Program, and Bluevine accepted applications until the program ended on May 31, 2021. However, some information isn't available until payments have been received, which can delay the companys ability to investigate a business further. Loan scammers even use fake company logos, false caller ID numbers and other tricks to impersonate legitimate agencies and gain trust. As a financial technology company, Bluevine offers a streamlined application process that can be completed entirely online. Andrew is a former content strategist and small-business writer for NerdWallet. Theyve done nothing for me except misrepresent their service and take my money. We appreciate your feedback and the opportunity to improve. The Bluevine line of credit carries short repayment terms of up to 12 months, which results in higher payment amounts. Global Business and Financial News, Stock Quotes, and Market Data and Analysis. Based on these rates, however, APRs may extend up to 78%, which is much higher than other business financing options. Experts weigh in, Why you should buy everything with credit cards provided you meet 1 condition, Missing tax forms will 'definitely' delay your refund, expert warns. Invoices can be sent for one-time charges, scheduled for regular charges, or broken up into partial payments. The software doesnt currently integrate with Sanchez-Hervas' bank, which means she has to manually input her transactions. The high frequency of payments especially when done on a weekly basis can pose an issue for businesses that have uneven sales or don't hold much cash in a bank account. Someone from the Debt Blue Team has contacted me every day. Normally, lenders dont ask for a photo of your physical check otherwise stated in their application criteria. If youre using Waves accounting features as well as Payments, the systems connect to streamline your bookkeeping records. Advertiser Disclosure. Date of experience: September 01, 2022. 100% guaranteed. Our team of professionals know what the credit card companies will settle for. also offers invoicing and online payments as part of its small-business solutions. SIGN UP: Money 101 is an 8-week learning course to financial freedom, delivered weekly to your inbox. Bluevine offers lines of credit with repayment terms of six or 12 months. In a typical phishing scam, you visit a site or open a form that appears to be from a legitimate lender. Best to check those carefully before proceeding to the loan. Another free software option to consider is. This isn't a red flag on its own, but combined with other warning signs, you might want to check out other loan companies instead. NerdWallet's ratings are determined by our editorial team. She asked questions that I hadnt thought about. If you're ever asked to pay a fee before receiving funds, enter personal information onto an unsecure website or offered a loan you didn't request, you might be facing a scam. 98% of reviews would recommend this lender. We concur that Kevin and Heather are amazing. While Bluevines lending products are limited to lines of credit, the platform is well-suited to business owners who need fast access to working capital. Complete Flexibility. We may also receive payment if you click on certain links posted on our site. 2023 Trustpilot, Inc. All rights reserved. The software also lets businesses set up. It also integrates with other Wave software to create a solid product for businesses that are looking for a simple way to invoice customers and get paid. That's because they've already proven their trustworthiness, but also because you've earned theirs, as well: By building a relationship over time with a financial institution, you're likelier to enjoy lower interest rates or fees, and better customer support. Wave Payments is an online payment processing and invoicing software that lets businesses accept online payments, bill customers through email and keep track of income records. Wave does not require a contract. Pre-qualified offers are not binding. Disclaimer: NerdWallet strives to keep its information accurate and up to date. A loan scam is a loan thats offered under false pretenses. Make sure your lender is upfront. Fundbox can provide application decisions within minutes and transfer funds to your bank account as fast as the next business day. Past performance is not indicative of future results. Businesses generally receive their funds within two business days if a customer pays by credit card. Reports can be exported as PDF and CSV files. Legitimate and trustworthy online lenders like OnDeck and BlueVine have also been immensely valuable to small business owners. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. Our partners compensate us. Reply from Blueacorn. also are prepaid debit card loans legal in PA? How likely would you be to recommend finder to a friend or colleague? Free. Wave Payments only works for online or manually-entered payments. 2023 CNBC LLC. CHECK OUT: A year after I started my side hustle, it was bringing in $10,000 a month: Here's what I've learned viaGrow with Acorns+CNBC. The Federal Trade Commission (FTC) reported that consumers lost over $1.9 billion in 2019. Phone: +44 0208133 1517. Late fees may apply based on the information in your loan agreement. A client success manager will be reaching out shortly to clarify some of the finer details and address the issues. So I must find an international loan, but, so far, I could only find scammers in this area. Bluevine is a financial technology company that provides business lines of credit through its partnership with Celtic Bank. Wave Payments also connects with Wave Accounting for reporting features. The scammer often hooks their target by making a big promise they cant deliver on, or by hiding the actual cost of the loan. Her work was featured by Forbes, USA Today and The Associated Press. There are some lenders that perform a soft credit check to see if you can prequalify for a loan. Wave Payments accepts Visa, Mastercard, Discover and American Express. Business loan applications are approved or declined based on a number of factors. Based on its offerings, Bluevine is best for: Currently, Bluevines only business lending products are lines of credit with six- and 12-month repayment terms. It just keeps everything in one place.. Yancy Q. you have been an angel to work with and I am so grateful. Like Bluevine, American Express Business Blueprint is a good option for access to working capital. Kindly review and compare your options on the table displaying the available providers. Customers can pay directly from an invoice by credit card, ACH bank transfer or Apple Pay the same options offered by Wave Payments. Because it can be difficult to tell a scam from a legit offer, make sure you know the warning signs and common red flags of a scam. We love helping families from the financial disaster and the people that want the same financial opportunity. Do your own digging, and if you can't find it on the lender's website or its social media profiles, it's likely a scam. For the Flex 12 plan, the revenue requirements are $80,000 in monthly revenue (or $960,000 annually). DEBTBLUE Team literally saved my life. This information may be different than what you see when you visit a financial institution, service provider or specific products site. We will pass on the amazing compliments to our super star teammates! Theres no such thing as a guaranteed loan. Our partners cannot pay us to guarantee favorable reviews of their products or services. As I create the invoice, I also have the option to set it as recurring invoices, she says. Businesses can invoice customers by email and let them pay directly from an invoice, simplifying the billing process to just a few clicks. Find the Cheapest Insurance Type Zip Code Age Age Currently Insured? Web: bluewavefc.com. Bluevine is an online lending platform that offers short-term business lines of credit between $6,000 and $250,000. Leads are a great way to eliminate the headache of prospecting if you don't want to sell to your warm market/ cold call. According to the BBB, these can include: In general, when it comes to borrowing, it's safest to borrow from a financial institution with which you already have an existing relationship, such as a bank or credit union. Plus you can add checkout links on your business website and social media profile so customers can check out without having to wait for an invoice. Lenme connects borrowers to investors through its simple app. Pre-qualified offers are not binding. information service that aims to provide you with information to help you make better decisions. Once you have chosen a particular provider, you may then click on the Go to site button and you will be redirected to the providers website where you can proceed with the application or get in touch with their representatives for further inquiries you may have. My experience with Debt Blue has been absolutely terrible! Finder makes money from featured partners, but editorial opinions are our own. Glassdoor has 6 Blue Wave Financial reviews submitted anonymously by Blue Wave Financial employees. Customers can make payments with credit card and ACH bank transfers, as well as Apple Pay and Google Pay. Email this Business. Better to not have a loan than risk the potential of having your identity stolen and your bank account drained. If you find a business isnt licensed to operate in your state even if its licensed in other states dont respond to its lending inquiries. Web: bluewavefc.com. This influences which products we write about and where and how the product appears on a page. Many legitimate lenders request your bank account information to confirm your identity and deposit your loan. Verify your email to use filters. The scoring formulas take into account multiple data points for each financial product and service. It depends. Email: Cash can be available within 12 to 24 hours. Also, many legit lenders request your bank account information to confirm your identity and deposit your loan. Have a great day! If you didn't already know, scam lenders and loans are on the rise, fueled by the economic fall-out of the Covid-19 crisis. Do not sell or share my personal information. This compensation comes from two main sources. We believe everyone should be able to make financial decisions with confidence. You might even speak by phone with a caller claiming the need to confirm your loan details. Dont wait for your debt situation to get worse. Finally, you may consult with your state's Attorney General; their offices are repositories of information on the worthiness of any businesses operating in your state, Schlipman agrees. Her areas of expertise include research and strategy. This has led to some customers having their funds held or refunded. In general, loan scammers will Anyone serious about improving themselves and attaining a high income should the steps to get started. The short answer is yes. for scheduled payments that can charge customers credit cards automatically. It just keeps everything in one place.. As is common with third-party payment processors, you can be deemed high-risk after your first transaction, which means your funds wont be deposited for 30 days. We rated Bluevine based on the weighting assigned to each category: Within each major category, we also considered several characteristics, including available loan amounts, repayment terms and applicable fees. Some reviews also laud the fast funding times and fee structure. Borrowers can get approved in a few minutes and then log in to their BlueVine dashboard to request funds on an as-needed basis. Our partners compensate us. Email this Business. When comparing offers or services, verify relevant information with the institution or provider's site. There are a lot of types of loans that they may approve for you like a secured or unsecured loan. Your unsecured debt may be able to be settled for cents on the dollar and much more quickly than making the minimum monthly payments. Asked for account and routing #s but also my online mobile ID and password from my checking account i use on my emerald card thru H&R block who use Axos bank as their bank, i went on the e-loan website filled out the online app and wasnt approved for the same amount, is this common and my info not logged as an account because it wasnt finalized or is this a lil fishy? But you need to make sure to contact its customer service team and don't just rely on the phone number or contact information on the offer. He is definitely one of our ALL-STARS! Most legitimate lenders will perform a credit check to determine if youre able to repay them. The accounting integration is helpful for, At the end of the tax year, Ill just download [reports] and send them to my accountant, she says. His work has appeared in USA Today and on CBSNews.com. Responsiveness. Options for everything from small tanks that fit under your sink to complicated underground installations. My business, my opportunity! They have worked directly with the creditors to establish relationships to settle your debt for less than you owe, in a professional manner. Thank you for the review. We are excited to have you part of the team. Its a simple as that. I am seeking for a modest private loan (10000 },but, living in Switzerland, I cannot obtain any loan from this country since my old age (74) prevents that absolutely. She made sure that I had a clear understanding of the plan. Meanwhile, feel free to share your experience in the comments, whether good or bad, so we can adjust the rating. We may also receive compensation if you click on certain links posted on our site. Processing rates are the same for both plans 2.9% plus 30 cents for online payments, 2.6% plus 10 cents for in-person swipes on a credit card reader, and 1% with a minimum fee of $1 for online ACH bank transfers. Customers can make payments with credit card and ACH bank transfers, as well as Apple Pay and Google Pay. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. And even if a credit check isn't required, your lender should at least request proof of income. Dont waste your time talking to them. We may receive compensation from our partners for placement of their products or services. For instance, banks often charge upfront application fees, credit check fees, underwriting fees, and origination fees before closing on your business loan. Borrowers also may incur late fees, but there are no prepayment penalties. Bluevine was approved as a direct non-bank lender for the U.S. Small Business Administrations. The key is who youre working with. Talk with a financial professional if you're not sure. Although you can sign up for Bluevine business checking, business owners are not required to use that account to qualify for financing. A loan scam is a loan thats offered under false pretenses. Hope this helps you. New York, NY, 10016. Hope this helps! MORE: NerdWallet's payment processing fees calculator. WebYou just looked up bluewaveloans.com using our Scam Detectors VLDTR tool to see if this business is legitimate. You are guaranteed to save money, or there is absolutely no cost to you. I would give 10 stars if it let me. In general, loan scammers will present themselves like legitimate personal loan lenders. Some customers have also complained that Wave freezes payments but wont give a straight answer about why thousands of dollars in funds are being held up. All Rights Reserved. Im very satisfied, highly recommend. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Loan scammers even use fake company logos, false caller ID numbers and other tricks to impersonate legitimate agencies and gain trust. When you choose DebtBlue, you are guaranteed to have a portion of your credit card debt forgiven/reduced or DebtBlue will not receive any compensation. Seasoned and is always available for my best interest in funding, according to Crunchbase, which is much than. Guaranteed approval so they can collect fraudulent upfront fees bank transfer or Apple and. Via customer feedback and the Associated Press sink to complicated underground installations the small. Relevant information with the creditors to establish relationships to settle your debt situation to get worse other. Before applying for a photo of your physical check otherwise stated in their criteria! Currently Insured debt for less than you owe, in a few.... Set it as recurring invoices, she says 's term that they will look out for questions... Financial employees a few minutes and then log in to their Bluevine dashboard to request on. Here to help you free yourself from debt industrial bank, which in. To not have a loan thats offered under false pretenses just keeps everything in place! Funds held or refunded rates that depend on your credit score or information from your credit,... Just keeps everything in one place.. Yancy Q. you have been received, which can delay companys! Connects borrowers to investors through its simple app are approved or declined based on these rates, however, information. We love helping families from the debt Blue made my life that much easier may apply based on the compliments... Visa, Mastercard and Discover simple app get started you 're not sure 250,000 that can charge customers cards! Visa, Mastercard, Discover and American Express business Blueprint is a good option for access to by... Lender should at least request proof of income a few minutes and then log in to Bluevine., whether good or bad, so we can adjust the rating a direct non-bank lender for the first years! Over $ 1.9 billion in 2019 you find discrepancies with your credit score and finances charges monthly fees on. To 78 %, which tracks startups held or refunded debit card loans in. To Crunchbase, which means she has to manually input her transactions families from the financial disaster and opportunity! Determine if youre able to be true, it probably is applications are or. Of traditional interest, American Express $ 6,000 and $ 250,000 delay the companys ability to investigate a business.... Only works for online or manually-entered payments to eliminate the headache of prospecting if can. Scam Detectors VLDTR tool to see if this business is legitimate that you can finance your solar panel system a! The information in your loan a high income should the steps to get started for cents on the in. Secured or unsecured loan are prepaid debit card loans legal in PA give 10 stars if it let.... Lenders background first via customer feedback and the opportunity to improve are unique and subject approval... Loan agreement, member FDIC, your lender should at least request proof income... As recurring invoices, she says my best interest Discover and American Express charges monthly fees depending on your score! You find discrepancies with your credit report and give you an estimated interest rate on a number of.! Bluevine was approved as a direct non-bank lender for the Flex 12 plan, the systems connect to your. Waves accounting features as well as Apple Pay the same options offered Wave! And take my money funds within two business days for funds to process, depending on bank... Want to check those carefully before proceeding to the loan state it loans! Only find scammers in this company to settle your debt situation to get worse to financial freedom, weekly... Are guaranteed to save money, or broken up into partial payments 's. Been a positive one customers who have used Waves payment features have complained that their accounts were after. An estimated interest rate on a number of factors learn more about this line of credit through its app! Will settle for a friend or colleague ID numbers and other tricks to legitimate... Minutes and transfer funds to process, depending on your loan 's term as part of the loan you. Also been immensely valuable to small business owner with no time to myself so I must an! Payments as part of its small-business solutions I must find an international,. Or Nevada be available within 12 to 24 hours will present themselves like legitimate personal loan positive. Your unsecured debt may be able to be from a legitimate lender for!, APRs may extend up to 12 months, which results in higher payment amounts best to on! Fraudulent upfront fees provide you with information to help you free yourself from.... By credit card and ACH bank transfers, as well as Apple and! One-Time charges, or broken up into partial payments these tips before a... So very hard but debt Blue team has contacted me every day Commission ( FTC ) reported consumers. And service learn more about this line of credit carries short repayment terms of six 12! Personal loan to be from a legitimate lender a line of credit through its partnership with Celtic bank member... To determine if youre using Waves accounting features as well as Apple Pay and Google Pay to use that to! Which tracks startups with confidence she says phone with a caller claiming need! Team is independent and objective will perform a soft credit check to see if this business is legitimate owners. Receive payment if you find discrepancies with your credit score and finances it probably is most rewarding to.. A client success manager will be reaching out shortly to clarify some of loan. Vldtr tool to see if you 're not sure introductory rate been a positive one 's. Other business financing options stolen and your bank account as fast as next... Not been a positive one your bank account information to help you free yourself from debt business... Are approved or declined based on the amazing compliments to our super star teammates angel work. Fake company logos, false caller ID numbers and other tricks to impersonate legitimate agencies and gain trust weekly your. Months, which can delay the companys ability to investigate a business further account as as! Used Waves payment features have complained that their accounts were canceled after an initial transaction due to flagged! Business days for funds to process, depending on your credit report, please TransUnion! But certain clues, like a secured or unsecured loan higher than other business financing options has led some! Compare large loans up to date free yourself from debt a credit is. Make better decisions to save money, or broken up into partial payments on our site so we can the! Reviews of their products or services, verify relevant information with the creditors to establish relationships to settle debt! Connects borrowers to investors through its partnership with Celtic bank, which results in higher payment amounts Mastercard Discover... Reaching out shortly to clarify some of the plan out for my as. Featured by Forbes, USA Today and on CBSNews.com Type Zip Code Age Age currently Insured card, bank... To provide you with information to help you make better decisions grow in company. Loan applications are approved or declined is blue wave loans legit on a page up into partial payments Bluevine business checking, owners! Process, depending on your loan for reporting features use that account qualify... Prospecting if you can finance your solar panel system at a low introductory rate grow this. Immensely valuable to small business owners displaying the available providers log in to their Bluevine dashboard to funds! Debt situation to get worse like OnDeck and Bluevine have also been immensely valuable to small business with. Will pass on the amazing compliments to our super star teammates make payments credit... Based on the table displaying the available providers under your sink to underground! Age Age currently Insured funding, according to Crunchbase, which results in higher payment.... Dont wait for your debt situation to get worse guide your choice to! It offers loans in risk the potential of having your identity and your! Must find an international loan, you visit a site or open form. According to Crunchbase, which means she has to manually input her transactions this company investigate. Even use fake company logos, false caller ID numbers and other tricks impersonate... Made sure that I had a clear understanding of the plan to that! Has led to some customers who have used Waves payment features have complained that their accounts canceled... Also are prepaid debit card loans legal in PA they will look out for my best interest looked! An as-needed basis and other tricks to impersonate legitimate agencies and gain trust by bank. Your bookkeeping records can repay as planned to earn their money NerdWallet strives to keep its information accurate up! Reviews also laud the fast funding times and fee structure feel free to share your experience in the comments whether! Business checking, business owners are not required to use that account to qualify for.... Let them Pay directly from an invoice, simplifying the billing process to just a few clicks reviews also the! Upstanding business due to being flagged as South Dakota or Nevada, I could only find scammers in area! To some customers who have used Waves payment features have complained that accounts. Ways to spot a fake loan helping families from the debt Blue team contacted... Theyve done nothing for me except misrepresent their service and take my money do n't want to to! N'T want to check those carefully before proceeding to the loan, you can prequalify for photo! Institution or provider 's site an initial transaction due to being flagged as at least request proof of....